Welcome to your new bank account.

Spend | Save | Grow

Introducing the Vie Capital Account. A modern replacement for the outdated checking account, the capital account gives you a safe and tax efficient way to put your money to work for you, without giving up your ability to spend it.

Imagine instantly being able to give yourself a pay raise, simply by changing where you deposit your paycheck.

How it Works

Lift-Off Loan

A Booster That Sets Your Growth Vehicle Up for Success

The lift-off loan is designed to give you enough cash value to borrow against for a full year, while you keep depositing your paycheck into a savings account.

The lift-off loan gets paid back gradually over 20 years, not out of your pocket, but through the policy loan that uses the policy’s own growth.

You never have to personally repay the policy loan. When you pass away, it’s paid back from the policy’s death benefit, and whatever’s left goes to your beneficiaries.

Your Partner

Lift-Off Loan

Growth Vehicle
Up to 13% APY

Capital Account

How You Grow Your Money

Think of it as a savings account where your paycheck lands first, before funding the policy.

The policy has annual limits — go over, and you lose its tax-free growth benefits.

That’s where the capital account comes in. It’s linked to your policy to make sure it’s always fully funded, but never overfunded.

Your Direct Deposit

Your Capital Account - 2%APY

Growth Vehicle
Up to 13% APY

Vie Card

How You Spend Your Money

It works like a secured credit card, giving you full access to your paycheck — just like a regular checking account.

Your credit limit matches your monthly deposits, so nothing’s locked up.

While it carries a standard APR, your balance is paid off each month using a policy loan — meaning no interest ever builds up.